Malta Residency By Investment Program

Overview 

Malta is a premier destination for individuals and families seeking second residency, offering a blend of lifestyle, business, and investment advantages. As a member of the European Union, Schengen Area, and British Commonwealth, Malta provides access to major global markets and visa-free travel across Europe. The country’s strong economic ratings, political stability, and English-speaking environment create a secure and welcoming setting for investors. Additionally, Malta’s high-quality healthcare and education systems, excellent business opportunities, and world-renowned Mediterranean climate make it an exceptional choice for both personal and professional growth.

In January 2021, the Malta Residency and Visa Agency announced the launch of a new residency program called the Malta Permanent Residence Program (MPRP). Notably, this program replaced the Malta Residency and Visa Program (MRVP), which closed at the end of March 2021.

Key program details 

Visa-free countries (after citizenship): 185
Visa-free access to EU/Schengen: Yes
Average processing time: 6-8 months
Minimum Investment: €169,000

Residency requirement: No physical Residency required.  
Leads to citizenship: yes, after 5 years residence

 Investment holding period: 5 years

Eligible Family Members:

  • Spouse.
  • Dependent children up to 29 years of age.
  • Dependent Parents
  • Dependent Grandparents 

For personal assistance, contact ROC Citizenship to schedule a free consultation. Our team will assess your eligibility and guide you through every stage of the application process.

Benefits of Malta Residency

  • Free Travel Within the Schengen Area and the Right to Reside Indefinitely in Malta.
  • Permanent residence in Malta is lifelong with proof of accommodation.
  • Dependents Include: Spouse, Dependent (Unmarried) Children Up to 29 Age, Dependent Parents and Grandparents. 
  • Eligible To Apply for A Work Permit and Right to Establish a Business in Malta. 
  • High Standard Education and Healthcare System. 
  • A low-cost, tax-efficient jurisdiction.
  • Short processing time.
  • No minimum physical stay requirements in Malta.
  • Path to Citizenship: Eligible to Apply for Citizenship in Malta After 5 Years Residence. 
  • Property Rental Flexibility: Property Owners May Now Rent Out Their Qualifying Property Temporarily When Not Residing in Malta. While Leaseholders Can Sublet the Property After 5 Years, With Landlord Consent.

Eligibility Criteria

  • Be a Non-EU/ EEA/SWISS Citizen. 
  • Must be at least over 18 years old. 
  • Be a good character with No Criminal Record. 
  • Not from one of the Sanctioned countries. 
  • Proof Of Assets: Demonstrate €500,000 EUR in total assets with 150,000 EUR in liquid financial assets or show 650,000 EUR in total assets with a reduced 75,000 EUR in financial assets.

Investment Options

Applicants must either purchase or rent a property in Malta.


  • Leasing option

The minimum annual price is €14,000 across both regions, for a minimum of 5 years.

In addition to €60,000 Non-refundable Administration fee (payable €15,000 on application and €45,000 after approval in principle) + €37,000 Government Contribution to the Maltese economy.

And a donation of €2,000 to a local philanthropic, cultural, scientific, artistic, sport or animal welfare NGO registered with the Commissioner of Voluntary Organizations.

  • Purchasing option

If purchasing, the minimum price is €375,000 nationwide, for a minimum of 5 years. 

In addition to non-refundable administration fee €60,000 (payable €15,000 on application and €45,000 after approval in principle) + €37,000 government contribution to the Maltese economy.

And a donation of €2,000 to a local philanthropic, cultural, scientific, artistic, sport or animal welfare NGO registered with the Commissioner of Voluntary Organizations.

Application Process

Step-by-Step Application Procedure

  1. Engagement: Initial due diligence checks and Letter of engagement. 
  2. Compilation & Submission: Collection of documents, preparations of forms, and submission of application to RMA.
  3. RMA Processing: start of Due diligence.
  4. Temporary residence card: Receiving 1-year temporary residency permit at the start of the process. If approved, it converts to PR. If rejected, the permit is revoked within 15 days.
  5. Approval: Issuance of Letter of approval, payment of contribution, and fulfilment of qualifying property. 
  6. Permanent Residency: Issuance of Certificate of residence, Collection of biometric data in Malta, and Malta residence card issued.
What is Malta residency by investment program?

The Malta Residency by Investment Program, officially known as the Malta Permanent Residency Program (MPRP), allows non-EU nationals to obtain permanent residency in Malta through a combination of a government contribution, a property investment or rental, and a donation to a local NGO. Successful applicants and their families gain the right to live indefinitely in Malta and enjoy visa-free access within the Schengen Area, along with the country’s stable economy, excellent healthcare, and high quality of life.

To Be a Non-EU/ EEA/SWISS Citizen, be at least over 18 years old, have no Criminal Record, not from one of the Sanctioned countries, and be able to demonstrate €500,000 EUR in total assets with 150,000 EUR in liquid financial assets or show 650,000 EUR in total assets with a reduced 75,000 EUR in financial assets.

The main applicant could add 4 generations (spouse, children up to 29, dependent parents and grandparents).

Yes, you could be eligible to apply for citizenship after 5 years of residency in Malta.